04 Mar
I got into a car accident and the insurance company is trying to say that im 30% at fault.?
Posted in car accident lawyer on 04.03.11
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Ok so i got into a car accident in JUanuary. It was 7am and i was heading tos chool.Some one hit me fromthe back! and pushed be to the other side of the intersection,causing me to hit two trucks and a semi that contained gas. My honda is WRECKED, luckily i was ok and walked away with a couple scratches. i got a call last night from the lady that hit me insurance co. they said that she was 70% at fault and i had the 30%.
they said because
1. i had no lights on in the morning and it was extremely foggy.
2. The speed limit was 45 and i was going approx. 40.. but that was to fast according to them for the bad weather!
I dont argree with this whats so ever and i have NOOOO clue about getting a lawyer or anything. im a college student and i really cant afford to get blamed.
p.s. i didnt have car insurance. 
so do u think they want to take advantage of me. pkease help! thank u!
2 comments on this topic
4. March - 9:48 am
If you were driving in foggy conditions, with no lights, at only 5 miles below the posted speed limit- you are 30% at fault for the accident.
The law in most states says that when it is foggy – you have to turn on your headlights. This also causes your tail lights to come on. In foggy conditions a vehicle will not be able to see you until he is right up on you if you don’t have your lights on. So, yes, if you were driving in poor conditions- visibility was low with out your lights on then yes, you are partially to blame for the accident.
If there is a dispute as to if you had your lights on or not….an expert can inspect the light bulbs in your vehicle and tell if they were on at the time of the collision.
The fact that you were driving on the roads with out insurance is just evidence of your stupidity. That had nothing to do with their liability decision.
4. March - 9:48 am
Listen to me, this is what you have to do
DON’T ADMIT TO ANY FAULT WHATSOEVER (hopefully you haven’t already…even to your own agent)
Fight their claims till the end and you’ll come out on top!
4. March - 9:48 am
This sounds complicated. You most likely have an agency in the state you reside in, that offers free attorney counseling to people at a particular income. You also can see an attorney whose practice is insurance claims. If there was any medical issues, they are very interested in hearing your case at no charge. I think you definitely need the advice of an attorney due to the fact there were other vehicles involved and you have no insurance. One other point if your were going to fast for those conditions, what does it say how fast the person that hit you was going.