My wife and I were in a car accident about 3 months ago. We had just rented a car from the airport, and not even 2 hours later, we were t-boned on the highway. I was going 55 and the other driver didn’t bother slowing down, failed to turn on their blinker, and carelessly turned right into my wife and I at about 40-45 mph (on my side, the driver side). My wife and I were taken to the hospital, where we had to stay for about 6 hours as they kept her hooked up to a monitor to keep tabs on our unborn child.
All my wife had was bruised ribs, but the mental part is what is bothering her. She doesn’t like getting into cars anymore, is always startled whenever we are driving past intersections, and has been worried to death for the last 3 months that there will be something wrong with our daughter.
The fact that both of us walked away almost unscathed is amazing, but mentally my wife is a wreck. The insurance company of the party that was at fault was quick about trying to get us to settle right away. They offered to pay our medical bills and to give my wife and I 0 each, for a total of 00.
Our primary concern is for our baby, which is due in the next couple of weeks. But as long as everything is fine with our daughter (and we pray that she will be okay), can we or will we be able to get more money from the insurance company, or should we just settle for the 00 as long as everything is ok with our daughter.
My wife seems to think we can get a considerable amount of money for her mental anguish and fear that our baby would come out sick and/or unhealthy for the last 3 months. I think we should just settle.
So my question is, with all the suffering (mentally) my wife has had, can we get a decent ammount of money if we decide to hire a lawyer, or would it be better just to settle and take the 00 after our baby is born and everything is alright with her? Would it even be worth it to hire a lawyer? Keep in mind that the person who hit us were 100% at fault and my wife was 6 months pregnant at the time of the accident. We have not, however, been to the hospital since the wreck and we haven’t started a paper trail of any kind. Thank you to all that help! Answers as soon as possible would be great!