06 Sep
Think about it , as consumers how long are we going to let insurance companies(All) screw us anyway they want?
Posted in automobile accident lawyer on 06.09.10
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Even though I pay almost 600.00 a month in the state of Georgia for automobile insurance ( full coverage), I found out if I was in an accident and even though it was not my fault ,a insurance company can charge me with 25% of the accident even though the other driver was ticked for failure to yield, And they are within the law? In this case they are stealing 12,000.00 in damages by just saying Our adjuster see’s it this way contrary to police and eye witnesses statements and oh yea we total led your car.How many of you can relate to begging these insurance companies to charge you a outrageous premium so they can refuse to pay when needed. As consumers we let it go, maybe to proud to admit when ripped off, or maybe boy we’re lucky they didn’t cancel? Another example In Georgia building contractors why even bother getting licensed? I found if Someone was to build a home for example , It happened to me, I paid out 90% of total cost, he completed 50% of the work,and just stole the rest, left a complete mess, but Georgia license’s board can do nothing he put my name as the builder , Even though the home is as now unlivable, BBB will only go after a Business if it’s a member. if you’re unlicensed not a member they can continue without as much as a warning. Lawyers tell me you can sue him but you’ll get a judgment in your favor but no money,,. This is two examples of fraud against a consumers, I’m not perfect by any means but this I will do if you give me a 50.00 bill to buy something for you, if it costs 49.99 I’ll give you the penny back, if it costs 59.99 I’ll pay the difference and say nothing. Honesty, ethical Business behavior is becoming rare in America, as long as it’s legal who cares if we screwed that guy out of his last hope. The two examples I gave, in today’s world people when hearing this story are steadfast those SOB’S should be in jail, but these people I believe are regarded as "good businessman" and in my case honesty will lose every time to the businessman. Contact me or help start a petition against this type unethical slight of hand BS.
2 comments on this topic
6. September - 6:33 am
If you pay $600.00 a month for insurance…I hope you have at least 5 cars and 3 young drivers, because that is a ton of money for insurance. 1st you should shop around for insurance $3600 every 6 months for auto insurance leaves a lot of wiggle room for a better quote. 2nd its in your insurance companies best interest to NOT have you charged for any portion of the accident. That means YOUR company had to pay. Where is the slight of had there? They would be screwing themselves over just to get a tiny bit of premium from you? I don’t think so.
You example about gave about the contractor as little to nothing to do with insurance and insurance companies. Sure builders are supposed to be bonded but an insurance company is not screwing you or anyone else over here. I find it hard to believe, that this contractor had such great recommendations, he chose you as the first to screw over and had never had a complaint ever. Did you do your due diligence? Who recommended him? I’m sorry it happened but blaming insurance is barking up the wrong tree.
Also just to reiterate on the Auto insurance. I have 2 cars, full coverage, $500,000 coverage and I have a ticket and an at fault accident on my record. I pay $67.00 a month. I’m not saying you should be paying what I’m paying…but seriously get some quotes. And if you really want to challenge this, turn in a complaint to the insurance commisioner of your state. The commisioner makes sure insurance companies follow state law for insurance.
6. September - 6:33 am
If you buy coverage, then your adjuster fights for you.
Some states, have comparable negligence laws. This isn’t the fault of the insurance companies, this is the fault of the politicians YOU VOTED FOR.
Don’t like the laws? Vote in different politicians to change them. Simple as that.
Regarding the contractor – if you want a guarantee that the work will be completed, you have to buy a PERFORMANCE BOND. If you don’t buy a performance bond, you don’t get that guarantee!!!
It’s a free country!! If your agent didn’t TELL you that there’s a such a thing, and you might want it, then sue them!! If you acted as your own agent, SUE YOURSELF – you gave yourself rotten advice.
But you don’t get, what you don’t PAY FOR.
So, I hear you squawking about having to pay for things . . .and then squawking about not getting things you didn’t pay for.
MAN UP!! Take some flipping responsibility for your OWN poor decisions!!
6. September - 6:33 am
Vote for WHAT policitian to change them???? hahahahaha….we are screwed!!!! Unless someone really has a change of heart..these insurance companies are getting worse as the days go by and richer!
6. September - 6:33 am
1st off call an agent and get quotes for different insurance. if you are paying $600 a month, you most likely have several past tickets, accidents and/or teenagers in your home for such a high rate. most companies rate you for at least 3 years, so till all of any past drops off after 3 years, you are stuck. if there are teenagers, that is most likely the main reason for high rates, since teenagers are idiots and will have a couple of accidents before they become an adult or get many tickets for speeding. you need to have a agent break down if there is anyway to get the rates down or if you are just stuck. it only takes a phone call to find out.
i wont get into the contractor mess since others have stated it. but unfortunately, if someone is a crook and you did not verify information before he started you are SOL.
i always love it when people say just sue them. since the majority of judgments out there will never be paid, since they have no assets and they never will. but then again you got a judgment on the guy.
good luck